Limited or offer-only
Montana's requirement can apply to certain HMO plans rather than a broad IVF coverage mandate.
Limited/plan-type specific.
Source: RESOLVE — Insurance Coverage by State · Last reviewed Nov 1, 2026
This is general information, not legal or insurance advice, and laws change. Confirm current requirements and your own coverage with your plan and your state's insurance department.
See 3 IVF clinics and 3 doctors in Montana →
Coverage doesn't guarantee a specific clinic is in your plan's network — confirm with the clinic and your insurer.